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  3. Google Pay ments- Terms of Service – Buyer , customer care number

    May 1, 2019

    These Terms of Service are a legal agreement, between you and Google Payment Corp. (“GPC” or “we”), a wholly owned subsidiary of Google LLC, that govern your access to and use of the Services (as defined below). Please review these Terms of Service before you decide whether to accept them and continue with the registration process. These Terms of Service are divided into the following parts:

    By accepting this Agreement, You represent the following:

    You are between 13 and 17 years of age and creating a Google Payments Account for the sole and limited purpose of redeeming Google Play Gift Card value for select items that are eligible for purchase by you on Google Play and YouTube, subject to applicable laws and Google’s discretion;
    or

    You are 18 years of age or older; and
    Capable of entering into a legally binding agreement.
    If you are a business entity, you also represent that you are:

    Duly authorized to do business in the country or countries where you operate; and
    Your employees, officers, representatives, and other agents accessing the Services are duly authorized to access the Services and to legally bind you to these Terms of Service and all transactions conducted under your username and password.
    By agreeing to these Terms of Service, you authorize GPC to charge your Payment Instrument and/or debit your Google Pay Balance, as applicable, when you incur transactions or fees using any of the services offered hereunder.

    A. Definitions

    1. Definitions Appearing in These Terms of Service

    “Applicable Law”: Any and all federal, state and local laws, rules and regulations applicable to the Services.

    “Buyer”: A Customer using a Service to purchase goods and/or services from a Seller.

    “Carrier”: A mobile telephone operator approved by GPC that offers a Carrier Billing Account.

    “Carrier Billing Account”: The monthly or other periodic billing account provided to you by your Carrier that you register to fund certain Payment Transactions.

    “Carrier Billing Service”: The payment process whereby GPC, on behalf of Seller, submits a Payment Transaction to the Carrier for billing to a Buyer’s Carrier Billing Account.

    “Customer”: A person who registers for the Service(s).

    “Funding Account”: A credit card, debit card or ACH-enabled checking or savings account that is registered or used by you to fund P2P Payments or payments made by you to your Google Pay Balance.

    “Google”: Google LLC.

    “Google Account”: The account you create with Google LLC for the use of Google Services, as defined in the Google Terms of Service.

    “Google Pay”: The Service consisting of the P2P Service, Google Pay Balance, Google Pay with Virtual Account Numbers and Linked Third-Party Accounts, Save to Google Pay, and any other features described in the .

    “Google Payments”: The Services provided by GPC.

    “Google Pay Balance”: Funds you maintain in your Google Payments Account as part of the Google Pay Service, which is a service provided by GPC. The Google Pay Balance is facilitated by GPC and is held in a deposit account at a Partner Bank. Please note that, in some contexts across other GPC services, Google Pay Balance may also be referred to as “Google Wallet Balance,” and all references in these Terms of Service to “Google Pay Balance” apply equally to the term “Google Wallet Balance.”

    “Google Pay P2P Service”: The P2P Service offered by GPC. Please note that, in some contexts, the P2P Service’s mobile app, also offered by GPC, may also be referred to as “Google Pay Send,” and all references in these Terms of Service to “Google Pay P2P Service” apply equally to the term “Google Pay Send.”

    “Google Pay Send”: See the definition of “Google Pay P2P Service.”

    “Google Pay with Virtual Account Numbers and Linked Third-Party Accounts”: The Google Pay feature that enables you to use Virtual Account Numbers and Linked Third-Party Accounts (i) to make purchases at locations where contactless payments using your mobile device, along with a credit/debit card, are accepted, and (ii) to make purchases on merchant mobile applications, websites, and other interfaces accepting Google Pay. This feature was previously referred to as Android Pay.

    “Google Payments Account”: The account assigned to you by GPC when you accept these Terms of Service. Information related to the account may be accessed at .

    “Google Wallet”: See the definition of “Google Pay P2P Service.”

    “Google Wallet Balance”: See the definition of “Google Pay Balance.”

    “Google Web Sites”: The web site pages or mobile application interfaces of Google, a Google affiliate or a Google-affiliated or partner company.

    “GPC”: Google Payment Corp.

    “GAZ”: Google Arizona LLC.

    “Linked Third-Party Account”: A digital wallet or account that you have with a company other than GPC, Google, or any of their affiliates, and that you link to Google Pay in accordance with the and in order to enable additional payment or other functionality for use with Google Pay.

    “Loyalty Program(s)”: A membership, affinity, or rewards program that you have already registered for or may newly register for via Google Pay and which, when stored as a Save to Google Pay Item, may enable you to receive direct communications from the participating merchant and, in certain instances, allows you to accrue and/or redeem rewards program points and other incentives from that merchant.

    “Offer(s)”: Vouchers, coupons, discounts or other Save to Google Pay Items that can be redeemed at a participating merchant.

    “Online Card Processing Service”: The service by which GPC holds a Buyer’s registered Payment Instrument information in Buyer’s Google Payments Account and, at the time of Buyer’s purchase from a Seller using such Payment Instrument, GPC provides such information to Seller (or Seller’s card processor, including potentially GPC itself) for processing through a payment network, which Seller, in turn, provides to the issuer of Buyer’s Payment Instrument for approval and financial settlement through a payment network to the Seller.

    “P2P Payment” or “Peer to Peer Payment”: Payment initiated to another Customer using the P2P Service that debits (or charges) a Funding Account or Google Pay Balance of the Sender and makes the funds available to be claimed via the Recipient’s Google Payments Account. P2P Payments may not be used for business transactions, other than business transactions between individuals. The P2P Service also may not be used for charitable transactions.

    “P2P Service”: The Google Pay Service provided by GPC that facilitates peer to peer payment transactions. The service name of the P2P Service, offered by GPC, is “Google Pay.” Please note that, in some contexts, the P2P Service’s mobile app, also offered by GPC, may also be referred to as “Google Pay Send,” and all references in these Terms of Service to “P2P Service” apply equally to the term “Google Pay Send.”

    “Partner Bank”: One or more U.S. banks and other U.S. financial institutions at which GPC establishes an account holding Google Pay Balances.

    “Payment Instrument”: A credit card, debit card, ACH-enabled checking or savings account, merchant gift card or other prepaid payment method, Carrier Billing Account, Google Pay Balance, third-party digital wallet, and/or other financial account that is registered in a Customer’s Google Payments Account. In the case of Google Pay with Virtual Account Numbers and Linked Third-Party Accounts, a “Payment Instrument” is a Virtual Account Number or Linked Third-Party Account. Not all Payment Instruments are eligible for use with all Services.

    “Payment Transaction”: The processing of a payment that results in the debiting, charging, or other related transaction, of the Purchase Amount to a Buyer’s Payment Instrument.

    “Processing Service”: The Online Card Processing Service and the Carrier Billing Service.

    “Product”: Any merchandise, good or service that a Buyer may purchase using a Service.

    “Purchase Amount”: The dollar amount of a Payment Transaction to pay for a Product, and any related fees, taxes or shipping charges, as applicable.

    “Recipient”: Customer who receives a payment from the Sender as the result of a P2P Payment. P2P Payments may not include business transactions, other than business transactions between individuals. The P2P Service also may not be used for charitable transactions.

    “Save to Google Pay Items”: Non-payment-card items stored in your Google Account consisting of Offers, Loyalty Programs, gift cards redeemable at a specific merchant store or group of stores (i.e., closed loop gift cards), and more which are added by you or which are pushed by a merchant or third party into your Google Account and displayed on your supported mobile device.

    “Save To Google Pay”: The Google Pay feature that enables the scanning, storage, display, status, and/or redemption of non-payment-card items saved to your Google Account as Save to Google Pay Items, which may include loyalty points, order tracking, display of gift card balance, delivery updates, and more. This feature was previously referred to as Save to Android Pay.

    “Seller”: Customer who uses the Processing Service to process Payment Transactions from Buyers.

    “Sender”: Customer who uses the P2P Service to initiate a P2P Payment to send a payment to a Recipient. P2P Payments may not include business transactions, other than business transactions between individuals. The P2P Service also may not be used for charitable transactions.

    “Service(s)”: The products and services provided by GPC or GAZ described in these Terms of Service that are or facilitate (i) the Processing Service, (ii) Google Pay, and (iii) the P2P Service.

    “Third-Party Online Payment”: Use of a Payment Instrument to make purchases on merchant mobile applications, websites, and other online interfaces.

    “Virtual Account Number”: A bank-issued virtual account number representing a credit or debit card you registered with Google Pay in accordance with the .

    “We”, “us”: Google Payment Corp.

    “You”, “you”: A person or business that applies to, or registers to use, or uses, the Services.

    B. Google Payments & Processing Service Terms

    2. Registration for Google Payments

    2.1 Setting Up a Google Payments Account

    When you accept these Terms of Service (for example, when first registering a Payment Instrument in your Google Payments Account, setting up Google Pay, or setting up the Google Pay P2P Service, including the Google Pay app), you are creating a Google Payments Account that is associated with your Google Account, and which may be accessed at . Depending on the Services you use, you may be asked to provide information such as your name, contact information, Payment Instrument information (including your bank name, routing number and account number for the account, if applicable), date of birth, and/or your social security number. We may verify your registration information with a third party verification vendor. In some cases, we may ask you to send us additional information, such as a copy of your driver’s license or passport, or to answer additional questions to help us verify your identity. Finally, if you register a Carrier Billing Account, we will ask you to provide your mobile telephone number and the name and billing address associated with that number.

    The information you provide will be used by us to determine if you are eligible to begin and/or continue to use the Services. Provision and use of such data is subject to the Google Payments Privacy Notice, as described more fully in Section 7 below.

    2.2 USA Patriot Act Notice

    To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each individual or business that opens an account or requests credit.

    2.3 Accuracy of Registration Information

    You are responsible for providing accurate registration information and for keeping your registration information up to date, or notifying us in the event of changes. Changes to your primary residence address may require you to accept new Google Payments terms of service for the country to which you have moved. In addition, as certain services are currently offered only in select countries, changes to your primary residence address may result in your becoming ineligible for certain services.

    2.4 Relation to your Google Account

    In order to use the Services, you must have a Google Account which is in good standing with Google, in accordance with the Google Terms of Service. If you or Google closes your Google Account for any reason, your Google Payments Account will also be closed and you will no longer be able to access the Services.

    3. The Processing Service

    3.1 Getting Started with the Processing Service

    In order to use the Processing Service, you must complete all information elements required on pages where you register a Payment Instrument in your Google Payments Account. You must register a valid Payment Instrument to make Payment Transactions.

    You authorize GPC to confirm that your Payment Instrument is in good standing with the issuing financial institution and/or Carrier (as applicable), including, but not limited to, by submitting a request for a payment authorization and/or a low dollar credit and/or debit to the Payment Instrument, in accordance with the relevant card association or Carrier rules as applicable. GPC, in its sole and absolute discretion, may refuse to approve or may terminate existing registrations for the Processing Service with or without cause or notice, other than any notice required by any Applicable Law, and not waived herein.

    3.2 Online Card Processing Service

    The Online Card Processing Service facilitates a credit or debit card purchase by a Buyer from a Seller that is registered with GPC to receive certain merchant payment processing services. The Online Card Processing Service stores information from Buyers, such as their Payment Instruments and shipping information. GPC processes Payment Transactions on behalf of Sellers, as the agent of the Seller, through a payment network or through a participating Carrier, as applicable. When Buyer chooses to pay for Products with the Processing Service, Buyer authorizes the Seller to submit charges (and, in the case of refunds, credits) to Buyer’s registered Payment Instrument. GPC will assist as agent of the Seller in accessing a payment network and processing the Payment Transaction. Once Buyer’s registered Payment Instrument is authorized, Buyer’s payment obligation to Seller shall be deemed completed and discharged (except for Buyer’s obligations in the event of a chargeback or other reversal). Purchases made through the Online Card Processing Service are also subject to the terms and conditions governing Buyer’s Payment Instrument between Buyer and the issuer of the Payment Instrument. Buyer is responsible for any charges and related fees that may be imposed under the Payment Instrument terms and conditions as a result of Buyer’s use of a Payment Instrument.

    You acknowledge and agree that your purchases of Products are transactions between you and the Seller, and not with GPC, Google or any of their affiliates. Neither GPC nor Google are a party to your Payment Transaction for the purchase of Products, and GPC, Google, or other GPC affiliates are not a Buyer or a Seller in connection with any Payment Transaction, unless expressly designated as such in the listing of the Product on a Google Web Site.

    You also agree that Google may update your Payment Instrument information, including expiration date and card number, due to information received under certain account updater programs created by payment networks. Under these programs, enrolled card issuers and merchants can provide and/or receive up to date payment card-related information from payment networks regarding your Payments Instruments stored by GPC. GPC may reflect these changes to your stored Payment Instrument to prevent payment failure or service termination.

    You also agree that a Seller and GPC, acting on behalf of the Seller, may resubmit a Payment Transaction for a Product purchase to the payment network for processing one or more times in the event that a prior Payment Transaction is declined or returned by the payment network.

    3.3 Waze Carpool Processing Service

    The Waze Carpool Processing Service facilitates a credit or debit card purchase by a rider (a Buyer) from a driver (a Seller) that is registered with GPC to receive certain merchant payment processing services. The Waze Carpool Processing Service stores information from Buyers, such as their Payment Instruments and other information. GPC receives and processes Payment Transactions for the Waze Carpool Processing Service on behalf of the Seller drivers, as the agent of the Seller drivers, through the appropriate payment network. When a Buyer chooses to pay a Seller driver for a ride with the Waze Carpool Processing Service, Buyer authorizes the Seller driver to submit charges (and, in the case of refunds, credits) to Buyer’s registered Payment Instrument. Payment received by GPC (including authorization of the payment) from the issuer of your registered Payment Instrument shall constitute payment to the Seller driver, and your payment obligation to the Seller driver shall be deemed completed and discharged at that time. Purchases made through the Waze Carpool Processing Service are also subject to the terms and conditions governing the Buyer’s Payment Instrument between Buyer and the issuer of the Payment Instrument. Buyer is responsible for any charges and related fees that may be imposed under the Payment Instrument terms and conditions as a result of Rider’s use of a Payment Instrument.

    You acknowledge and agree that your purchases of Products processed through the Waze Carpool Processing Service are transactions between you and the Seller driver, and not with GPC, Google or any of their affiliates. Neither GPC nor Google are a party to your Payment Transaction for the purchase of Products, and GPC, Google and other GPC affiliates are not a Buyer or Seller driver in connection with any Payment Transaction, unless expressly designated as such in the listing of the Product on a Google Web Site.

    3.4 Carrier Billing Service

    Certain Sellers that use the Processing Service may permit you to have your purchase billed to your Carrier Billing Account. These additional terms apply when you use Carrier Billing through the Processing Service:

    Registering your Carrier Billing Account as a payment option requires your mobile telephone number, name and billing address of the Carrier Billing Account associated with that number. You consent to your Carrier providing this information to GPC, and you will review the information during sign-up for Carrier Billing, and correct any inaccuracies. This information will be used by GPC for the purpose of establishing your Carrier Billing Account as a Payment Instrument in your Google Payments Account, and for operating the Processing Service. You also agree that GPC and your Carrier may share information with each other regarding your Carrier Billing activity in order to charge or credit your Carrier Billing Account and otherwise complete payments for purchases, reversals, refunds or adjustments of Payment Transactions, resolve disputes, provide customer support, and for other Carrier Billing-related purposes.
    When you choose to pay for a transaction with Carrier Billing, you authorize the Seller and GPC, as agent of and processor for the Seller, to submit charges and credits to your Carrier, and your Carrier to make such charges and credits to your Carrier Billing Account, as necessary to complete the Payment Transaction, or to complete the reversal, refund, or adjustment of that Payment Transaction.
    You can use Carrier Billing to purchase applications (e.g., downloadable or networked applications, wallpapers, ring-tones, games, and productivity tools) (“Apps”) for and with your compatible device from certain merchants on Google Play. These Apps are not sold by your Carrier, Google, GPC, or Google Play. You can identify the Seller of the App at the point of purchase.
    Purchases made through Carrier Billing are also subject to the terms and conditions of your Carrier Billing Account. You are responsible for any charges and related fees that may be imposed under your Carrier Billing Account terms and conditions as a result of your use of Carrier Billing.
    You may contact your Carrier’s customer service if you have a question about the charges or fees billed to your Carrier Billing Account. You should direct support questions regarding products, such as Google Play Apps, purchased through Carrier Billing to the Seller from whom you purchased the App.
    None of Carrier, Google, GPC, or Google Play is responsible for any product (including an App) purchased with Carrier Billing, including download, installation, use, transmission failure, interruption, or delay, refunds, third party advertisements you may encounter while using the product or App, alterations any App may make to the functionality of your device, including any changes that may affect your Carrier’s plan, service, or billing, or any content or website you may be able to access

  4. Google pay customer care number
    There must be help center. Of course- they don’t respond immediately and very poor quality of their management- you can go to help center and ask your problem. Don’t expect to get positive reply. Most of the staff talk in very high tone. I mean not in noble way.

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